Finding the right home at the right price is just one aspect of a home sale or purchase. David Bowman is seasoned at assisting both buyers and sellers when it comes to closings. E-mail or call me today at 210-325-9972 if your needs include a professional REALTOR® experienced in the business side of real estate.

Expected closing costs

There are certain typical fees accompanying closing the sale of a house. These expenses are commonly split between the buyer and seller, as spelled out in the sales contract. Many are conventional, but there are nuances to each, so you'll want a real estate expert in ZZ to help direct you through your deal.

Loan-related closing costs    (Learn more)

  • Points (optional)
  • Appraisal Fee
  • Credit Report
  • Interest Payment
  • Escrow Account

At closing, these taxes are usually paid    (Learn more)

  • Property Taxes
  • Transfer Taxes and Recording Fees

Insurance fees due at closing    (Learn more)

  • Homeowners Insurance
  • Flood or Quake Insurance (optional)
  • Private Mortgage Insurance (PMI) (optional)
  • Title Insurance

Sellers: As we negotiate your sale, I'll not only work to get the very best sales price, but I'll also campaign for lower closing costs. And once we've reached an agreement, I'll describe in detail the closing costs so you are aware of exactly what you're paying for.

Buyers: If you are purchasing real estate in San Antonio, you'll get a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's prior experience and is required to be within an acceptable range so you're not stunned when you arrive at the closing appointment. I'll be willing to look through the GFE with you, answering your questions and highlighting any estimates that are uncertain.

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